Yes, that’s right! We strive to offer our investors a rate that is higher than any of our competitors and our loan terms are what make it possible. Currently, loan terms are 9% APY for 6 months or 12% APY for 12 months, which may seem like a long time, but this enables us to deliver 2x the interest of competition. The longer term notes ultimately allow us to take advantage of Bitcoin’s trends and, with part of our portfolio allocated to probabilistic (momentum and mean reversion) strategies, yield high risk adjusted returns.

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